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Know the Benefits of Bajaj Finserv Insta EMI Card


Gone are the days when the average consumer had issues with buying whatever their hearts desired. Nowadays, affording commodities, especially devices and appliances that are coveted, has become easy. With simple online activations, you can avail yourself of digital tools to buy any electronic item or gadget that you please. Shopping has become a very serious activity for numerous people. It isn’t seasonal either. People are influenced by whims and needs whenever they feel like owning something new. Additionally, festival times in India are aplenty, with Diwali garnering the most shopping behavior of all.

Most Indians view shopping as a necessity, whether to renovate homes, update lifestyles, or buy a new wardrobe. Banks, finance companies, and credit card companies have made the Indian shopper’s life much easier than it was in previous times. Offering credit and debit cards, Indians can now shop anywhere, regardless of their physical location. With digital instruments such as the Bajaj Finserv Insta EMI Card, shopaholics have it made. The Insta EMI Card makes it possible to shop for anything under the sun, like fitness products, devices, gadgets, clothes, and even services like course fees and gym subscriptions, all paid for in simple EMIs.

Exclusive and Effective

Bajaj Finserv Limited has garnered a reputation for being trustworthy and efficient and has a huge established, loyal customer base. With customer satisfaction at its core in terms of strategic success, Bajaj Finserv Limited can make your life easy, and make it possible for you to manage your finances while restoring your peace of mind. The Bajaj Finserv EMI Network has over 3 crore members who enjoy ultra purchasing power in a hassle-free way. Once you pass the Bajaj EMI card eligibility check, you get your card instantly, becoming a part of the Bajaj Finserv EMI Network that holds a world of endless possibilities to cover your consumer needs.

Why not Avail a Credit Card Instead?

You are probably wondering what makes the Bajaj Finserv Insta EMI Card so special. To begin with, it gives you the opportunity of purchasing goods and services at a broader variety of retailers that have partnerships with Bajaj Finserv. The main attraction of the card is that you can make cashless payments, and pay in easy EMIs. Moreover, these can be paid in tenors of your choice. Credit cards work fine with EMIs too, but they have hidden costs, and you will likely have to pay heavy interest rates on your monthly EMIs. Additionally, at certain retailers, mainly at physical stores, only specific credit cards are approved for EMI payment facilities. At times, the tenors of payment are also fixed, not flexible. Plus, if there are any offers on the product you buy, they will be linked to particular credit cards or banks, and if you don’t possess those specific cards, you cannot avail of the offers. With the Insta EMI Card, however, this isn’t the case.

Why the Insta EMI Card is Special

Here are some of the steps to easily apply for the card, and ways in which you win by attaining the Bajaj Finserv Insta EMI Card.

● To apply for the Insta EMI Card, you need to be between 21 and 60 years of age and should be an existing Bajaj Finserv customer.

● It is required that you have a regular source of income to apply for the card.

● You can get your Insta EMI Card online in three simple steps.

● You can verify your KYC details online, and you do not have to submit any documents to get your digital Insta EMI Card.

● You will have to make a one-time payment and your card will be activated immediately.


● This is a digital instrument, making it convenient to shop online and offline.

● The card is pre-approved for loans of up to 2 lakh INR.

● You can make cashless purchases and pay in no-cost EMIs (no interest and no processing fees).

● You can choose your preferred tenor, which ranges from 3 to 24 months.

● You get up to 10% cashback on your purchase.

● You can buy million-plus products from over one lakh offline stores, across 1,900+ cities in India.

Apply for the Bajaj Finserv Insta EMI Card today, and shop for your favorite items without worrying about the price tag.


Author Bio

Gaurav Khanna is an experienced financial advisor, digital marketer, and writer who is well known for his ability to predict market trends. Check out his blog at Highlight Story.


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